The Insurance Crisis Is Not Over Yet

The kingdom is currently experiencing a severe healthcare crisis that is becoming more complex by the day. Those who believed that the healthcare insurance crisis has been resolved are mistaken; it has merely been deferred, as is often the case with many issues, unfortunately. The escalating conflict between the medical association and health insurance companies is not specific to either party, but rather a result of many economic and regulatory factors that have long been neglected.اضافة اعلان

The medical association demands a revision of doctors' wages to align with the increasing cost of living, while insurance companies face difficulty in meeting these demands without impacting their financial stability, as they have entered into contracts based on previously established pricing. However, the real issue lies not with any one party, but with the structure of the healthcare sector itself, and we must acknowledge this.

To be fair, let's examine the perspective of each party to understand the issue properly. From the doctors' viewpoint, their salary is their primary source of income, and they have the right to fair wages that reflect the rising cost of living. However, the situation is not that simple in reality. There is a group of doctors who are not bound by pricing agreements, and this group constitutes part of the problem that hinders the comprehensive regulation of the sector. This group benefits from a non-transparent status, which complicates the issue further.

On the other hand, insurance companies are seeking to protect their interests in the face of doctors' demands for higher wages. After all, these companies have signed contracts with doctors based on a specific pricing system, and if these prices are suddenly raised, it would mean a significant shift in the structure of these contracts and their financial obligations. This is where the real crisis lies: achieving a balance between the rights of doctors and protecting the interests of insurance companies has become an extremely complex issue.

Let us explore the depth of the crisis to identify its core, as it is not fair to hold either the doctors or the insurance companies fully responsible. The true issue lies within the healthcare sector's structure. This sector suffers from a clear lack of regulation and depends on non-transparent standards, making it prone to ongoing conflicts between the different parties involved. The absence of a national and comprehensive insurance umbrella and a strong regulatory authority to manage the sector has significantly contributed to the worsening of the problem.

If we wish to delve deeper into the core of the issue, we can say that the problem is not limited to medical pricing but also includes the lack of effective monitoring mechanisms that ensure each party—whether it be the doctor, the patient, or the insurance company—receives quality services at reasonable prices.

Thus, we cannot overlook the role of the Ministry of Health in this crisis. It lacks the necessary infrastructure to effectively manage the healthcare sector, especially in terms of providing primary care services. The ministry's weakness became evident in the recent health insurance crisis, where it failed to offer effective solutions to the problem.

The ministry needs a genuine understanding of the crisis and knowledge of how the healthcare sector operates and how to regulate it in a way that guarantees rights and maintains financial sustainability. This is what the ministry has lacked in many aspects related to the sector.

To be fair, I believe that the crisis is currently being addressed with fragmented and superficial solutions, which will inevitably lead to the continuation of the conflict between doctors and insurance companies. Postponing the crisis may temporarily calm the situation, but it will not provide a real solution to the sector. What is needed is a fundamental reform of the healthcare sector's organizational structure, not merely postponing the crisis or applying quick fixes that do not address the root causes.

The healthcare sector needs comprehensive regulation that goes beyond medical pricing. Therefore, the state should create an insurance umbrella that covers all citizens, ensuring that appropriate healthcare is available to everyone, while also providing an organizational structure that protects the rights of both doctors and citizens. Any attempt to solve the crisis through isolated measures will ultimately result in the continuous worsening of the problem.

In the end, we need a radical change in the way the healthcare sector is managed to ensure its sustainability and achieve justice for all parties involved.